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    FDM agrees to treat personal information disclosed by you through your use of the Site in accordance with applicable laws. By accessing the Site you consent to use by FDM of your personal information for the purpose of processing any application made by you for any service offered by FDM, and for the purpose of compiling statistical information. Information processed by us pursuant to this consent will not be disclosed to any third party (other than employees or persons engaged by FDM) although statistical information may be disclosed to third parties without revealing any information capable of resulting in disclosure of your identity or personal information, save as required by law or order of a competent Court.

    If you are a California resident, California Civil Code Section 1798.83 provides you the right to receive (a) information identifying any third party(ies) to whom FDM may have disclosed, within the preceding calendar year, your personal information for that third party’s direct marketing purposes; and (b) a description of the categories of personal information disclosed. As FDM does not share your personal information with third parties for their own marketing use, we are exempt from having to meet this requirement.